Payment orchestration for global commerce
One integration. Multiple payment providers. Intelligent routing.
Peneu is a payment orchestration platform. Businesses integrate once and connect to multiple payment providers, with intelligent routing, smart retry, automatic failover, unified webhooks and reconciliation built in — so payments keep flowing whichever provider, method or market they run through.
What Peneu does
Most businesses end up with more than one way of being paid: a gateway for cards, another route for UPI, a bank for payouts, something else for customers abroad. Each comes with its own integration, dashboard and reports, and each can fail on its own.
Peneu sits in front of those providers as a payment orchestration layer. A business integrates once; rules decide which provider handles each payment; failures are retried or routed around; and results come back through one set of webhooks and one reconciliation. The platform pages describe each capability.
Our Mission
To make every payment succeed on the best available path — through one integration, across multiple providers, with full visibility over how money moves.
Our Vision
An orchestration layer where any business can reach any payment provider, rail or market it needs, without re-integrating.
What we believe
Payments should keep flowing
A provider outage shouldn't stop a business from being paid. Resilience belongs in the architecture, not in a support ticket.
One integration is enough
Businesses shouldn't have to rebuild every time they add a provider, method or market.
Know who holds the money
Every business deserves a clear answer to where its money sits at each step, and who's responsible for it.
Verify before you claim
No figures, customer names or certifications on this site until they're verified. Ask for evidence during due diligence.
Explain, don't impress
Our guides explain how payments work in India, with sources for the rules they quote, so decisions are informed ones.
How we work with a business
- 01
Understand
We map your payment flows, methods, markets and current providers.
- 02
Connect providers
We connect the payment providers that fit your business behind one integration.
- 03
Integrate
One API and sandbox environment to build and test every flow.
- 04
Go live
Production launch with routing rules, retries and failover configured.
- 05
Optimize
Tune routing with provider performance data and add providers as you grow.
What to prepare: onboarding. Who holds the money, and who contracts with providers, is set out during onboarding.
A library, not a brochure
Much of this site is guides: how payment gateways, settlement, UPI, mandates, payouts, verification, cards and cross-border payments work in India, and how they play out in different industries. They're written to be useful whether or not you ever work with us.
Where they quote rules, they link to the official source and say when it was checked. Where something isn't verified, they say so.
The company
Peneu is operated by PENEU LIMITED. For partnerships, sales or support, the contact page lists how to reach the team, and complaints follow the grievance process.